TERMS OF USE & SERVICE

Last Updated: August 24, 2026

Welcome to the website of Safe Harbor Financial Group, Inc. (“Safe Harbor Financial Group,” “Safe Harbor,” “we,” “us,” or “our”).

These Terms of Use & Service (“Terms”) govern your access to and use of www.safeharborfinancialgrp.com and the information, features, forms, educational materials, event registrations, communications, and other services made available through the Website (collectively, the “Website” or “Services”).

Please read these Terms carefully.

By accessing or using the Website, you acknowledge that you have read, understand, and agree to these Terms. If you do not agree to these Terms, please do not use the Website.

  1. SMS Consent Communication:
    The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

  2. Types of SMS Communications:
    If you have consented to receive text messages from Safe Harbor Financial Group Inc, you may receive messages related to the following: Appointments and Updates, Verification of Client, Seminar and Events Information, Campaigns and Market Status Information.

  3. Message Frequency:
    Message frequency may vary depending on the type of communication. For example, you may receive up to (4) four SMS messages per week related to your appointments, customer care, etc.

  4. Potential Fees for SMS Messaging:
    Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

  5. Opt-In Method:
    You may opt-in to receive SMS messages from Safe Harbor Group Financial, Inc in the following ways: Verbally, during a conversation, By submitting an online form, By filling out a paper form.

  6. Opt-Out Method:
    You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly at www.MarathonGroupFinancial.com to request removal from our messaging list.

  7. Help:
    If you are experiencing any issues, you can reply with the keyword HELP. Or you can get help directly from us at www.SafeHarborFinancialGrp.com

  8. Additional Options:
    If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

  9. Standard Messaging Disclosures: Message and data rates may apply. You can opt out at any time by texting “STOP.” If you have any questions regarding privacy, please read our privacy policy: https://safeharborfinancialgrp/privacy-policy Message frequency may vary.

Questions regarding these Terms may be directed to:

Safe Harbor Financial Group, Inc.
201 East First Avenue
P.O. Box 200
Deer Creek, IL 61733

Phone: (309) 696-9333
Email:rjthurmond.safeharbor@gmail.com
Website:www.safeharborfinancialgrp.com

R. Joe Thurmond — Illinois Insurance License #1511963, Shelby Viguier — Illinois Insurance License #21113641
Safe Harbor Financial Group, Inc. — Illinois Insurance License #100288529